Noticias2

Curve’s Crowdfunding

Curve's Smart Card Curve is a banking app that allows you to aggregate your existing bank accounts and connect them to Curve's smart card. You are able to leave all your other cards at home, and relying solely on your Curve card. You are able to choose which bank account you'd like the money to

Curve’s Crowdfunding2021-06-09T08:43:34+00:00

Credit Industry Ripe for Disruption: AI & Big Data (Pt.2)

Two weeks ago we published the First Part of our article "Credit Industry Ripe for Disruption: AI & Big Data", this week we come with the Second Part, enjoy! Main Takeaways There are industries where the prediction of an individual’s behavior plays a key role (e.g. credit and insurance). There is now an abundance of digital data

Credit Industry Ripe for Disruption: AI & Big Data (Pt.2)2021-06-05T08:39:59+00:00

HeyTrade elige a TrueLayer para incorporar el open banking real a su plataforma de inversión

Los usuarios podrán comenzar a invertir de forma instantánea y segura sin tener que esperar días a que llegue el dinero a su cuenta HeyTrade, una plataforma de inversión completa cuyo objetivo es proporcionar a todos los inversores un verdadero acceso a los mercados mundiales, ha elegido a TrueLayer para ofrecer una nueva experiencia a

HeyTrade elige a TrueLayer para incorporar el open banking real a su plataforma de inversión2021-05-27T08:36:46+00:00

Credit Industry Ripe for Disruption: AI & Big Data (Pt. 1)

Main Takeaways There are industries where the prediction of an individual’s behavior plays a key role (e.g. credit and insurance). There is now an abundance of digital data which can be analyzed, uncovering new insights to predict behaviors. Artificial Intelligence is able to analyze these sets of big data in an automated, cheap, and efficient

Credit Industry Ripe for Disruption: AI & Big Data (Pt. 1)2021-05-19T09:19:56+00:00

FinTech: ¿Por qué es tan interesante para los emprendedores?

FinTech una de las palabras más usada en el medio financiero y en la industria tecnológica actual. Sin embargo, aunque las tecnologías financieras están cambiando, de manera radical, la forma en la que vivimos y hacemos negocios, el término sigue siendo desconocido por muchos. ¿Qué es fintech? Como definición, Fintech se aplica al segmento de

FinTech: ¿Por qué es tan interesante para los emprendedores?2021-05-12T09:46:30+00:00

Currensea: The FinTech Leverages Open Banking to Reduce FX Fees

We let you spend abroad directly from your existing bank account at fair rates and without charges." - Currensea Currensea was founded in June 2018 by Craig Goulding and James Lynn. These two have an impressive history with Foreign Exchange (FX) and open banking. Currensea was made for those who spend a lot of time

Currensea: The FinTech Leverages Open Banking to Reduce FX Fees2021-05-06T08:06:34+00:00

What actually is a Regulatory Sandbox?

In this article, we are going to jump right into the regulatory sandbox, covering its creation, process, progress and problems. Genesis The program was started by the Financial Conduct Authority (FCA) in 2016 to provide a 'testing ground' for innovative FinTech products and services within the UK. The testing stage normally runs for several months

What actually is a Regulatory Sandbox?2021-04-29T08:40:56+00:00

Banking of Things (BoT)

The Wall Street Journal’s article titled “Measuring the Economic Potential of the Internet of Things” cited McKinsey's estimate that by 2025, the economic value of the Internet of Things (IoT) will be somewhere between $4-11 trillion. Couple this with  4.3 billion smartphone users by 2023 and the emergence of digital banking and you have the rationale

Banking of Things (BoT)2021-04-14T09:39:31+00:00

Recap: PSD2 and Open Banking

The banking industry is under siege; a suboptimal macroeconomic environment combined with increased regulatory governance has resulted in EU banks being unable (on aggregate) to generate returns above their cost of equity since the financial crisis. However, despite the emergence of ‘omnichannel capability’ (Telephone and Internet Banking), low interest accounts (lower for longer) and increased

Recap: PSD2 and Open Banking2021-04-08T12:41:24+00:00

The Open Banking Revolution

There has been a silent revolution going on in the background, and that's of open banking. One-by-one as banks comply with PSD2 regulation (explained below), more FinTechs are coming up with new products leveraging this new access to data and authorisation authority. Read on to find out which startups have entered this space and to

The Open Banking Revolution2021-03-27T23:44:26+00:00

Acerca de nosotros

Spain-FinTech fue creada por un grupo de profesionales unidos por una pasión común por el FinTech y el desarrollo de esta industria en España.

El objetivo de Spain-Fintech es contribuir al crecimiento del sector FinTech en España mediante la creación y difusión de noticias, estudios, eventos y opiniones relevantes.