One of the areas that FinTech are innovating is helping their users to learn how to manage their finances. This is a very import subject, knowing that these digital platforms are making financial services more accessible to previously unbanked people.

These apps will help you to prepare and plan your monthly budgets and savings in the easiest way.

What exactly is “Personal Finance”?

Personal finance is the process of planning and managing your income, expenses, saving, investing and living requirements in order to achieve personal goals and desires. Becoming financial literate, it’s very important, so you can distinguish between good and bad advice and make smart decisions.

Financial Technology brings excellent tools for individuals looking to efficiently handles their finance, hence ensuring that all bills are paid on time and not overspend their income.

Some ways through FinTech can help you with your finances are:

  • Financial situation: FinTech apps allows you to see a wider picture of your monthly bills and income. As a result, it will be much easier for you to set a budget for each month.
  • Spending habits: tracking your spending in overall and specific categories, will give you a clear scene of what do you spend on the most and make effort to limit if it is necessary.
  • Personal priorities: user-friendly platforms to plan and execute your goals, where you can create different savings for a specific subject.

Nowadays, it’s essay for you to choose the FinTech that best suits your needs. We listed some of these startups that are helping their customers to gain personal finance skills.


The mission of this FinTech is to make financial health effortless, their smart bank account is designed to guides customer money in the right direction. Digit knows about your expenses and goals, and smartly splits up your deposits for bills, savings, and long-term investments.


This digital platform aimed at teens, is building the best banking experience to help new generations achieve financial independence and knowledge. Step offers a free FDIC insured bank account and Visa card without fees or interest.


You Need a Bought app with their simple four-rule method to help their users to organize their finance, debt, savings, and reach their financial goals. The platform offers a 34 days free trial, after there is a $14,99 monthly fee.