The Wall Street Journal’s article titled “Measuring the Economic Potential of the Internet of Things” cited McKinsey's estimate that by 2025, the economic value of the Internet of Things (IoT) will be somewhere between $4-11 trillion. Couple this with 4.3 billion smartphone users by 2023 and the emergence of digital banking and you have the rationale
The banking industry is under siege; a suboptimal macroeconomic environment combined with increased regulatory governance has resulted in EU banks being unable (on aggregate) to generate returns above their cost of equity since the financial crisis. However, despite the emergence of ‘omnichannel capability’ (Telephone and Internet Banking), low interest accounts (lower for longer) and increased
There has been a silent revolution going on in the background, and that's of open banking. One-by-one as banks comply with PSD2 regulation (explained below), more FinTechs are coming up with new products leveraging this new access to data and authorisation authority. Read on to find out which startups have entered this space and to
Una década después de su introducción la tecnología blockchain está revolucionando no solo los servicios financieros sino también todo tipo de transacciones multisectorial. Su innovación y versatilidad suscitarán, sin duda, una nueva tendencia de alcance global. ¿Qué es el blockchain? La cadena de bloques mejor conocida por su traducción al inglés blockchain nace junto a
Since the FinTech industry has blown up in recent years, it has expanded to create several sub-categories, of which WealthTech is one of them. Services for the preservation of wealth had typically only been offered to those with 6 or 7 figure savings. With the help of technology, more investment opportunities are surfacing. Now individuals
The FinTech industry has the opportunity to be a force for change in the área of gender balance by starting with a blank slate while boasting the ability to challenge legacy approaches and Foster a disruption mindset. Nevertheless, at the moment this gender balance is as thorny an issue for FinTechs as it is for
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