Recap: PSD2 and Open Banking

The banking industry is under siege; a suboptimal macroeconomic environment combined with increased regulatory governance has resulted in EU banks being unable (on aggregate) to generate returns above their cost of equity since the financial crisis. However, despite the emergence of ‘omnichannel capability’ (Telephone and Internet Banking), low interest accounts (lower for longer) and increased

Recap: PSD2 and Open Banking2021-04-08T12:41:24+00:00

The Open Banking Revolution

There has been a silent revolution going on in the background, and that's of open banking. One-by-one as banks comply with PSD2 regulation (explained below), more FinTechs are coming up with new products leveraging this new access to data and authorisation authority. Read on to find out which startups have entered this space and to

The Open Banking Revolution2021-03-27T23:44:26+00:00

WealthTech Industry Overview

Since the FinTech industry has blown up in recent years, it has expanded to create several sub-categories, of which WealthTech is one of them. Services for the preservation of wealth had typically only been offered to those with 6 or 7 figure savings. With the help of technology, more investment opportunities are surfacing. Now individuals

WealthTech Industry Overview2021-03-17T16:08:13+00:00

Credit Industry Ripe for Disruption: AI & Big Data

Main Takeaways There are industries where the prediction of an individual’s behaviour plays a key role (e.g. credit and insurance). There is now an abundance of digital data which can be analysed, uncovering new insights to predict behaviours. Artificial Intelligence is able to analyse these sets of big data in an automated, cheap, and efficient

Credit Industry Ripe for Disruption: AI & Big Data2020-12-09T13:04:33+00:00

Inversión Fintech Post-Cuarentena

La crisis mundial generada por la pandemia del Covid-19 ha impacto diversos sectores entre ellos las fintech, en las ultimas semanas se han informado la caída de fondos y la posibilidad de que mas del 22% de los trabajos en esta industria estén en riesgo. Aunque, el panorama parece poco alentador, la verdad es que

Inversión Fintech Post-Cuarentena2020-10-13T14:14:16+00:00

90 Startups en el mapa Insurtech

El ecosistema InsurTech español cerró el año 2017 con muy buenos números en términos de crecimiento y creación de nuevas iniciativas: desde enero de 2017 (con 63 empresas en el mapa) hasta diciembre del mismo año, se unieron un total de 26 startups InsurTech. Ésto ha supuesto un crecimiento porcentual del 41%. Además, durante este mismo

90 Startups en el mapa Insurtech2020-10-23T07:13:18+00:00

Acerca de nosotros

Spain-FinTech fue creada por un grupo de profesionales unidos por una pasión común por el FinTech y el desarrollo de esta industria en España.

El objetivo de Spain-Fintech es contribuir al crecimiento del sector FinTech en España mediante la creación y difusión de noticias, estudios, eventos y opiniones relevantes.