“El FinTech despierta a la banca y la renueva. Es el motor de innovación que democratiza las finanzas.”
Remittance Fees Meet FinTech
Remittances Overview Remittances are commonly defined as the practice of foreign workers sending money across borders to relatives back home. Annual remittance flows to low & middle income countries reached a record USD 554 billion in
eToro, un bróker sencillo a la vez que profesional
En 2007, eToro emergía en el escenario trading para comenzar una andadura que le coronase hasta la notoriedad.
FinTech Action in Ukrainian and Russian Geopolitical Conflict
Russian’s invasion of Ukraine has intensified uncertainty in the world economy. The European Union, the United States, the
Rusia a las puertas de la legalización del Bitcoin
Viernes 18 de febrero, esta fue la fecha impuesta para presentar el proyecto de ley que regule el
Curve’s Crowdfunding
Curve's Smart Card Curve is a banking app that allows you to aggregate your existing bank accounts and connect them to Curve's smart card. You are able to leave all your other cards at home, and relying solely on your Curve card. You are able to choose which bank account
HeyTrade elige a TrueLayer para incorporar el open banking real a su plataforma de inversión
Los usuarios podrán comenzar a invertir de forma instantánea y segura sin tener que esperar días a que llegue el dinero a su cuenta HeyTrade, una plataforma de inversión completa cuyo objetivo es proporcionar a todos los inversores un verdadero acceso a los mercados mundiales, ha elegido a TrueLayer para
Credit Industry Ripe for Disruption: AI and Big Data
Main Takeaways There are industries where the prediction of an individual’s behavior plays a key role (e.g. credit and insurance). There is now an abundance of digital data which can be analyzed, uncovering new insights to predict behaviors. Artificial Intelligence is able to analyze these sets of big data in
FinTech: ¿Por qué es tan interesante para los emprendedores?
FinTech una de las palabras más usada en el medio financiero y en la industria tecnológica actual. Sin embargo, aunque las tecnologías financieras están cambiando, de manera radical, la forma en la que vivimos y hacemos negocios, el término sigue siendo desconocido por muchos. ¿Qué es fintech? Como definición, Fintech
What actually is a Regulatory Sandbox?
In this article, we are going to jump right into the regulatory sandbox, covering its creation, process, progress and problems. Genesis The program was started by the Financial Conduct Authority (FCA) in 2016 to provide a 'testing ground' for innovative FinTech products and services within the UK. The testing stage
Banking of Things (BoT)
The Wall Street Journal’s article titled “Measuring the Economic Potential of the Internet of Things” cited McKinsey's estimate that by 2025, the economic value of the Internet of Things (IoT) will be somewhere between $4-11 trillion. Couple this with 4.3 billion smartphone users by 2023 and the emergence of digital banking
Recap: PSD2 and Open Banking
The banking industry is under siege; a suboptimal macroeconomic environment combined with increased regulatory governance has resulted in EU banks being unable (on aggregate) to generate returns above their cost of equity since the financial crisis. However, despite the emergence of ‘omnichannel capability’ (Telephone and Internet Banking), low interest accounts
The Open Banking Revolution
There has been a silent revolution going on in the background, and that's of open banking. One-by-one as banks comply with PSD2 regulation (explained below), more FinTechs are coming up with new products leveraging this new access to data and authorisation authority. Read on to find out which startups have
La Revolución de la Tecnología Blockchain
Una década después de su introducción la tecnología blockchain está revolucionando no solo los servicios financieros sino también todo tipo de transacciones multisectorial. Su innovación y versatilidad suscitarán, sin duda, una nueva tendencia de alcance global. ¿Qué es el blockchain? La cadena de bloques mejor conocida por su traducción al
